Which of the following properties are NOT included in insured locations under Section II?

Prepare for the California Personal Lines Broker Test with flashcards and multiple choice questions. Each question includes hints and explanations to help you excel. Get ready to ace your exam!

The correct choice indicates that an insured's work office space is not included in the definition of insured locations under Section II. Section II of a homeowners policy typically covers certain types of locations where liability protection is provided, such as the residence premises itself, any other structures on the property, and specific locations like a cemetery plot owned by the insured.

While the other options, such as vacant land, land on which a residence is being constructed, and a cemetery plot, are considered insured locations under Section II, an office space used for work purposes does not fall under the residential or personal use category that Section II emphasizes. The coverage is primarily designed to protect personal residences and specific property associated with the insured's home life, rather than commercial or work-related activities. Therefore, office spaces where professional activities take place are excluded from this coverage, highlighting the distinction between personal and commercial liability responsibilities.

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