Which of the following is an example of an indirect loss?

Indirect loss refers to a financial loss that occurs as a consequence of a direct loss. In this context, the loss of rent is a classic example of indirect loss. When a property undergoes physical damage (like from a fire or flood), the property owner may not be able to rent it out during the time it is uninhabitable. This inability to generate rental income is the indirect loss stemming from the direct loss of the property's physical structure.

The other examples listed, such as physical damage to property, medical expenses, and vehicle damage, represent direct losses. They are immediate and tangible losses resulting from an incident, such as accidents or unexpected damage. In contrast, the loss of rent is dependent on the occurrence of the direct loss and flows from it, which solidifies its classification as an indirect loss.