What statement regarding transportation expense is incorrect?

When evaluating transportation expenses in the context of insurance claims, understanding the specifications related to each option is crucial. The statement about transportation expenses being available for bus fare is incorrect because transportation expenses typically cover a narrower range of transportation methods, primarily focusing on private vehicle rentals for the duration of repair following a covered loss. These expenses may not extend to public transportation options such as bus fares.

The other statements hold true in the context of transportation expenses. It is necessary for transportation expense coverage to be endorsed to ensure it is included in an auto or homeowners insurance policy, as it is not always automatically provided. Transportation expenses also apply specifically to claims made under Part D of an auto policy, which deals with damage to a covered vehicle. Lastly, there are generally no deductibles that apply to these transportation expense claims, meaning that the insured can receive full reimbursement for eligible transport costs without the reduction that a deductible would ordinarily impose.