What is the maximum period an insured can file a claim for damages under Part B?

In California, the maximum period an insured can file a claim for damages under Part B, which typically covers medical payments in auto insurance policies, is three years. This timeframe aligns with the statute of limitations for personal injury claims in California, allowing individuals sufficient time to pursue compensation for medical expenses incurred as a result of an accident.

The three-year window provides policyholders the opportunity to gather necessary documentation, assess their medical needs, and understand the full impact of the injuries sustained before seeking reimbursement from their insurance provider. A thorough understanding of this time limit is crucial for ensuring that claims are filed promptly and accurately, maximizing the potential for recovery of eligible medical expenses.