How many days advance notice must an insurer provide for cancellation due to non-renewal?

In California, when an insurer decides not to renew an insurance policy, they are required to give the policyholder written notice at least 30 days before the policy's expiration date. This advance notification allows the insured ample time to seek alternative coverage, ensuring they have appropriate coverage continuity and are aware of their impending policy lapse.

The 30-day notice period reflects a balance between the insurer's operational needs and the insured's right to be informed and prepared for changes to their coverage. This regulation is in place to protect consumers, providing transparency and maintaining a fair practice in the insurance market.